FINTECH SOLUTIONS / DIGITAL WALLETS & ACCOUNTS

A clear picture of every balance.

Build digital wallet and financial account experiences on deliberate ledger architecture and connected operations.

ENGINEERED AROUND YOUR OPERATING MODEL

THE CHALLENGE

Connect the experience
to the financial reality.

An available balance, a held amount, and a provider balance can differ for legitimate reasons. Customers need a clear experience; operations teams need a traceable explanation.

SOLUTION SCOPE

The building blocks of your platform.

Custom engineering capabilities are selected and designed for the agreed engagement.

01

Individual & business onboarding

Identity journeys, account configuration, and mobile or backoffice access shaped around your operating model.

02

Ledger & balances

Double-entry ledger design, multi-currency balances, holds, internal transfers, and transaction histories.

03

Connected money movement

Bank integrations, provider status handling, fees, and configured foreign-exchange workflows.

04

Everyday account operations

Statements, balance investigation, operational permissions, and reporting across the account lifecycle.

Integration boundaries

Bank accounts, safeguarded funds, payment rails, and permitted currencies depend on the contracted provider and licensed operating model. MasPearls supplies software engineering.

DELIVERY APPROACH

Specific to the systems
you need to connect.

  1. 01

    Define account ownership, funds flows, and balance semantics.

  2. 02

    Model postings, holds, fees, and currency precision.

  3. 03

    Test concurrency, duplicate requests, and provider reconciliation.

  4. 04

    Validate statements and customer journeys with your operations team.

Let’s map your next step.

Bring your product model, provider choices, and the workflows you want to improve.

Discuss your wallet architecture

CONNECTED EXPERTISE

Explore the next part of the journey.

YOUR CHOICE

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