Individual & business onboarding
Identity journeys, account configuration, and mobile or backoffice access shaped around your operating model.
FINTECH SOLUTIONS / DIGITAL WALLETS & ACCOUNTS
Digital wallets with balances you can explain.
We build wallet applications, account services and ledger integrations so customers and operations teams can follow their money.
ENGINEERED AROUND YOUR OPERATING MODEL
THE CHALLENGE
Why is this balance different?
An available balance, a held amount, and a provider balance can differ for legitimate reasons. Customers need a clear experience; operations teams need a traceable explanation.
SOLUTION SCOPE
Accounts, balances and transfers
We agree which parts you need to build and which existing systems they must work with.
Ledger & balances
Double-entry ledger design, multi-currency balances, holds, internal transfers, and transaction histories.
Connected money movement
Bank integrations, provider status handling, fees, and configured foreign-exchange workflows.
Everyday account operations
Statements, balance investigation, operational permissions, and reporting across the account lifecycle.
Integration boundaries
Bank accounts, safeguarded funds, payment rails, and permitted currencies depend on the contracted provider and licensed operating model. MasPearls supplies software engineering.
DELIVERY APPROACH
Getting the ledger and account rules right
- 01
Define account ownership, funds flows, and balance semantics.
- 02
Model postings, holds, fees, and currency precision.
- 03
Test concurrency, duplicate requests, and provider reconciliation.
- 04
Validate statements and customer journeys with your operations team.
Tell us about your project.
Tell us who will use the software, which providers are involved and what needs to improve.
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