Cardholder experiences
Virtual and physical card journeys, activation, freezing, replacement, and lifecycle visibility in mobile and web applications.
FINTECH SOLUTIONS / CARD ISSUING TECHNOLOGY
Software for your card programme.
We connect cardholder applications to issuing processors, covering card controls, status updates and the operations behind them.
ENGINEERED AROUND YOUR OPERATING MODEL
THE CHALLENGE
Keep the app and processor in sync.
A card programme connects a customer experience to a processor, a funding model, and operational controls. Those responsibilities need to stay consistent throughout the card lifecycle.
SOLUTION SCOPE
Cardholder apps and processor integrations
We agree which parts you need to build and which existing systems they must work with.
Processor connectivity
Processor adapters, event handling, card state synchronization, and reconciliation of provider outcomes.
Spending & authorization
Configurable spending controls and authorization-time balance interaction within the issuer and processor model.
Specialist integrations
3DS/ACS, tokenization, eligible wallet provisioning, and outsourced HSM/PIN services where the programme supports them.
Integration boundaries
Software delivery is distinct from licensed issuing and direct network membership. Card, token, and wallet eligibility depends on external providers. Sensitive PIN operations belong in approved outsourced HSM/PIN services; local PIN storage is not part of the proposed architecture.
DELIVERY APPROACH
Working with your issuer and processor
- 01
Confirm issuer, processor, funding model, and programme boundaries.
- 02
Map lifecycle events and control ownership.
- 03
Exercise balance interaction and asynchronous processor events.
- 04
Support provider testing and programme-specific UAT.
Tell us about your project.
Tell us who will use the software, which providers are involved and what needs to improve.
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